The gold part is refractor like and reflects light like a star burst from the center.
The body looks like the 1997 Pinnacle totally certified platinum red card and not refractor like.
The silver is very much like a clear mirror and does not refract. I can see an image of myself very clearly if I hold up the card close to my face. It would work good enough to use for shaving in an emergency.
It looks to me like the 1997 Pinnacle totally certified platinum red card is more refractor in the silver and red than the sample card.
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